Banking Ratios: Your Guide to Bank Financial Health

Understanding banking ratios is crucial whether you’re an investor, a financial analyst, or a customer looking for stability. Ratios like Loan-to-Deposit Ratio (LDR), Return on Equity (ROE), and Net Interest Margin (NIM) help you see how well a bank manages its assets, risks, and profitability. We’ll break down these numbers so you can make smarter decisions when choosing banks or analyzing their performance.